All posts tagged women

In just over three months’ time a new law comes into force which will
prevent insurance companies from pricing premiums based on gender. This is
likely to mean higher car insurance premiums for young women, but new
research reveals the majority of those who will be most affected by thhe
change are completely unaware of it.

The EU Gender Directive becomes law on 21st December. Diamond, a specialist
in car insurance for women, surveyed 1,000 women motorists aged under 30
about the Directive, and found that many of them don’t realise how much it
will affect them.

More than half (51%) of those surveyed were unaware of the Directive at all.
When asked when they thought the Directive was coming into force only 16%
correctly knew that it was later this year.. More than a third (36%) thought
it was already the law with 16% saying they thought it came in last year and
20% that it came in earlier this year.

Dave Halliday, Diamond managing director, said: “The EU announced it was
changing the law regarding gender back in March 2011, which might explain
why so many women think it is already in place. However insurance companies
have been given until December this year to make the necessary changes to
how they price premiums.

“Unfortunately the change is likely to result in higher insurance premiums
for young women. This is because from a risk point of view women will have
to be treated the same as men, and young men in particular have the worst
driving record and are the highest risk. Young women, particularly those
aged under 22 should be aware that their premiums will probably be higher
when they come to get insurance from 21st December onwards.”

Years of data clearly shows that young men have a far worse driving record
than young women. Diamond’s own statistics show men under 21 are four times
more likely to have a dangerous driving conviction than women the same age,
and the cost of the accidents they have is worse, on average accidents
involving men under 21 cost 48% more than those involving women under 21.

Despite the EU’s assertion that men and women are the same, Diamond asked
the women surveyed their thoughts on the issue. 72% said they believe men
and women drive differently, while a massive 83% believe men and women think
differently. Not surprisingly only 7% of them believe men are safer drivers
compared with 56% who think women are safer. 37% believe they are the same.

Women are misdiagnosing themselves on the internet .

photo by T.Dilger

One in four British women has misdiagnosed themselves on the internet, a study revealed yesterday.   Researchers have found that Dr Google is now the first port of call for women with genuine health concerns, who are almost twice as likely to check online before consulting a doctor or even talking to Mum.   A trend towards trusting the internet over friends, family and medical professionals meant half of the 1,000 women studied would first try to treat an ailment themselves rather than risk embarrassment or the inconvenience of waiting times for GP appointments.

But searching their symptoms online and self-medicating has led a tenth of the country’s women to endure unpleasant side effects as a result of their misdiagnosis.   The research, which was commissioned by feminine health brand Balance Activ, found a quarter of British women will trust the internet for advice on treatments if they find their symptoms embarrassing.   Penny McCormick, spokesperson for Balance Activ said yesterday: ”There is an increasing trend towards using the internet to diagnose any irregularities or worries we have about our bodies.   ”The web gives us a wealth of information that can be useful in reducing our worries until we’re able to gain proper advice from a medical authority if it’s needed, but the results show how easy it is to make mistakes when diagnosing ourselves.   ”It’s important we learn which information to trust online and that we’re able to make the distinction between what can be self-diagnosed and easily treated, and what definitely requires the help of a medical professional. What can seem like a relatively harmless but embarrassing symptom could develop into something more serious so it is important for women to ensure they are asking the right questions and treating certain conditions effectively in the first instance.”

The report also found despite having diagnosed themselves online and decided on a high street treatment, 45 per cent never they are buying the right thing with a pharmacist or counter staff.   The agonising wait for answers is what drives thirty per cent of women to look for help online, which is a growing factor of the ‘instant’ life we all live in these days,  while one in ten hesitate to tell friends or family of any health problems because they don’t want the issue to be ‘made into a fuss’.

Tellingly, three-quarters of the 1,000 women surveyed from all ages and all walks of life, said there are certain health issues they aren’t comfortable talking to friends and family about.   Indeed, women are more likely to trust their own diagnosis when embarrassed by their symptoms – half of the study would always try to deal with the problem themselves before seeking help from others.   Over a quarter of respondents dread talking to doctors about anything they are embarrassed about.   Most women had spent a few days worrying over symptoms before speaking to anyone.   Because of waiting times, thirty per cent only visit the doctor as a last resort, while half of the women studied said they would always try all they can to cure themselves and only seek medical advice if the problem didn’t go away.

So ladies, if you are worried about any health problems, embarrassed by a certain symptom, or feel like you just don’t have time to visit your GP, find time.  It is so important for us all to stay healthy, and be dianosed correctly, at anytime that we find our health any less that 100%, and of course recieve the correct treatment.